The identification number (BIN) of the credit card is the first six digits. Generally, 4580XX is a quasi-peony credit card issued by ICBC, also called peony credit card.

This kind of card generally requires a deposit or deposit, with a fixed amount of 5000- 10000 yuan. It can be used for overdraft consumption and overdraft cash withdrawal, but it does not support revolving credit and there is no interest-free repayment policy.

At present, there is an advantage that using this card to deposit money in China is free of charge.

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By the way, the four words usually start with the BIN number of Visa International Organization, and the cardo number of mastercard international starts with 5 and 60.

4580XX is the BIN of Peony quasi-credit card that ICBC applied for Visa before, but it does not mean that this card can be used on Visa. In the past, this card was defined as an internal card. With the establishment of UnionPay organization, the internal card BIN will be gradually replaced by UnionPay's 62XXXX standard card number. The next time you change your card, Peony Zhunzhun will be replaced with a new UnionPay standard card number.