? After the general bank wants to sue, it will not only notify by SMS or telephone, but issue a complete court notice letter. When you receive this short message starting with 169, you should first see if you have any overdue loans or credit cards. If you don't, it's obviously a fraudulent phone call. If the user does have a credit card overdue, then look at the overdue time first. The probability of prosecution within 1-3 months is also very low, and it is basically a collection call. Don't feel guilty because you owe money, and be frightened by information of unknown origin, but fall for it.

it does not rule out that the user has not paid back the money for a long time, and the bank has given the right of collection to the outsourcing company. In order to urge you to pay back the money, the third party outsourcing may threaten to sue and come to the door. If it is really overdue for a long time, it is better for everyone to pay back the money as soon as possible. In addition, it is safest to check your credit information at the local bank with your own identity documents.

after being sued by the bank, the interest and liquidated damages should be calculated clearly. If you can afford it, don't hide it, so as not to be a deadbeat and have no place to spend money. If you really have no repayment ability, you don't have to go to jail to apologize. This is a process of negotiation between the two parties. No matter whether it is through court mediation or personal initiative negotiation, it is nothing more than trying not to be put on file for execution and alleviating the pressure of paying back the money, while the bank wants to recover the debt. The needs of both sides are different, and reaching a settlement is the ultimate goal. Banks don't have to pay it all at once, but it can't be delayed for ten or eight years. As long as the user has a certain ability to pay back the money, how many periods can he pay off, and has the willingness to repay, it is easy to talk.