Credit card can be repaid in advance after installment. However, you need to contact customer service in advance to apply for termination of staging. Users should note that once they decide to apply for installment, they cannot cancel it. Even if the installment is terminated early, the remaining installment fee will still be charged. The installment can be divided into 1-24 installments, which users can choose by themselves, and the handling fee will be charged according to the installment selected by users. Credit card bills can be repaid in advance after installment, but there are two points to note.

1. After the cardholder calls the customer service phone of the bank credit card to apply for early repayment and the application is successful, the remaining installment repayment amount needs to be settled by the cardholder in one lump sum on the next billing day.

2. The repayment amount includes arrears payable and installment fee, which everyone should know, but the remaining installment repayment amount is still arrears payable and installment fee. In other words, the installment fee is non-refundable, even if the repayment is made in advance, the installment fee will still be charged.

Pay attention to installment repayment.

1. After the cardholder's credit card successfully handles the credit card bill installment business, the installment principal will be included in the used credit line, and the available credit line will be restored according to the cardholder's repayment amount in each installment.

2. The credit card bill installment number, installment amount and handling fee of the cardholder's successful application have changed, and the credit card bill installment business cannot be cancelled after the successful application.

3. The principal and handling fee of the credit card bill installment will be included in the minimum repayment amount of the current period, and the installment repayment of the bill will take precedence over other consumption.