How about the job of issuing credit cards in a bank? I'm a girl.

The job of applying for credit cards in a bank is quite difficult.

1. The bank’s credit card center mainly has several major positions:

Management positions; development positions are the most common positions in the bank’s credit card center, as are channel development positions. Category 1: Personnel and finance positions, responsible for human resources and finance, but many bank credit card centers are not self-service finance, so they are not necessarily equipped; technical positions, development of new financial products, development of mobile products, network maintenance There are many technical positions in , technical services, etc. In addition to the above positions, the bank's credit card center also has many other positions.

2. The job of the bank’s credit card center is to do business

To put it simply, it is to allow customers to apply for credit cards of their bank. All bank credit card centers handle credit card business. The credit card center is a huge department unit, usually a secondary department of a bank, including risk control, customer service, gifts, co-branded activities, etc.

All functions of the credit card need to be managed by the Credit Card Center. For example, card approval, credit rating, consumption account records, risk control, credit card promotions, card points management, etc. These are core functions and are generally formal employees of the banking system. Telephone customer service is generally outsourced.

3. The meaning of credit card

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

The credit card center is relatively independent in management, similar to a branch, but under the management of the head office. However, the difference between a bank credit card center and a bank lies in management issues. Credit cards are generally run by third-party institutions, with only a few people from the bank handling the business. The bank is internal, but the people it recruits now are basically contract workers dispatched by third-party labor departments.

Is the work of a credit card clerk tiring? Is the salary of a credit card clerk high?

If your sales skills are good, you won’t be tired. There is a basic salary but not much. The most important thing is commission. Whether you are tired or not, and whether your salary is high or not all depends on your personal business ability.

Generally speaking, the commission for applying for an ordinary credit card ranges from 80 to 100 yuan, while the commission for applying for a gold card credit card is about 150 yuan. If you can handle about 100 tickets a month, your income will probably be more than 10,000 yuan. A skilled salesperson may also earn a monthly salary of more than 20,000 yuan. But it takes a lot of diligence to get it.

The bank will have monthly targets. If you reach the target, you will receive a bonus. If you fail to achieve the target, you will be deducted. Some salesmen would receive very little salary because they were unable to complete tasks every month, and eventually quit their jobs. The pressure was still very high.

Extended information:

From a career perspective, securities issuance professionals make the most money, with the average salary guidance price being 61,437 yuan/month, and the high value reaching 82,991 yuan/month; followed by securities Investment professionals, the average salary guide price is 40,816 yuan/month; the third is bank credit card clerks, the average salary guide price is 27,100 yuan/month.

In terms of academic qualifications, the average salary guide price for graduate students (including doctorates and masters) is the highest, at 11,026 yuan, the average salary guide price for undergraduates is 8,827 yuan/month, and the average salary guide price for college graduates is 8,827 yuan/month. The average salary guide price for high school graduates is 4,944 yuan per month, and that for junior high school graduates and below is 3,980 yuan. The average guideline salary for graduate students is three times that of junior high school students and below.

In recent years, my country's credit card business has developed rapidly and has gradually become an important source of income for major financial institutions. While banks are vigorously deploying credit card business, the related risk factors have also increased.