Flowers can't be returned by credit card. Although Alipay has the function of credit card repayment, it cannot repay the loan because Bai Hua has the credit function. At present, you can use the account balance, Yu 'ebao and savings card to pay the repayment quickly, which can only be used for consumer payment.

Alipay flower bud is something similar to Alipay's credit card function. According to everyone's consumption in Taobao, the corresponding flower bud points are given. When shopping with Taobao, you can pay with the flower bud first, and then pay it back slowly.