After the cardholder meets the standard after participating in the activity, the credit card payment will be returned to the credit card account, which is equivalent to overpayment. If the credit card is in arrears, you can deduct the credit card payment. If there is no debt, then the cardholder will deduct the credit card amount first and then deduct the money from the credit card amount.
It should be noted that the credit card money returned by different activities has different use periods and channels. But generally, after obtaining the credit card payment, the bank will send the relevant SMS notification, telling the validity period of the credit card payment, where it can be used, and the rules of use.
Credit card payment is a reward right given by Shanghai Pudong Development Bank Credit Card Center to eligible Shanghai Pudong Development Bank cardholders (included in the account of the main cardholder), which can deduct the transaction principal of new related transactions that occur when they use the Shanghai Pudong Development Bank credit card (including the main card or its subsidiary card) within the specified validity period.
In short, the credit card payment of Shanghai Pudong Development Bank is a voucher given by the event, which can be directly used for repayment and deducted from the corresponding amount of the bill.
Credit card payment may be obtained through activities, and the credit card payment you get may be a voucher for a specified use range. The rules of using credit card payment given by different activities may be different, and the specific rules of using credit card payment need to be consulted with the bank.
If you find that credit card payment cannot be used, you can check the following precautions for credit card payment in Shanghai Pudong Development Bank to see if credit card payment is not supported.
If the cardholder has multiple credit card repayments under the same Pudong Development Credit Card, the multiple credit card repayments can be used to deduct the transaction principal of the same transaction, and the credit card with shorter validity period is preferred.
Credit card payment shall not be withdrawn or transferred, and it will not affect the credit limit, available amount and account balance of the card. It is only used to deduct the transaction principal (consumption deduction only, excluding cash withdrawal and installment transactions), and may not be used to deduct bank fees (including but not limited to interest, fees, late fees, etc.). ) and the amount due.
Credit card payment is an incentive right given by Pacific Credit Card Center of Bank of Communications to eligible Pacific credit card holders. According to these terms, the cardholder can use the credit card to deduct the transaction principal of the transaction related to the Bank of Communications credit card within the specified validity period, available scope, limit and other special rules.
1. Cardholders can only handle the card payment business and use the card payment after participating in the activities designated by the center or meeting the conditions designated by the center and receiving the card payment; The specific conditions for accepting credit card payment shall be subject to the terms of relevant market activities or the relevant regulations of the Center.
2. In any of the following circumstances, the Center reserves the right to cancel the credit card payment it has received or refuse to use it:
(1) The credit card of Bank of Communications has been deactivated or charged, the card has not been activated or cancelled, the card has expired and has not been renewed, or the account status is abnormal;
(2) The cardholder applies for card cancellation within the validity period of card payment;
(3) The cardholder violates the applicable credit card charter or contract, this clause and other relevant regulations of the Center;
(4) Based on independent judgment, the Center believes that the cardholder fraudulently or maliciously uses the credit card to pay through untrue transactions or other means.