CITIC Credit Card’s 24-hour manual service hotline is 400-889-5558. If you need it, you can call this number directly. According to feedback from netizens, CITIC Credit Card’s manual customer service is quite good. Please consult customer service for details.

1. About CITIC Bank

As society develops better and better, I believe many people have heard of CITIC Bank, because many people are willing to go to the bank to apply for credit cards, not only to avoid Without the risk of carrying a large amount of cash, it is very convenient and fast to use it first and pay later. CITIC Bank is also one of my country's national commercial banks. The headquarters established in 1987 is located in Beijing. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong, which proves that CITIC Bank is very strong. , and in 2007, CITIC Bank was listed on the Shanghai Stock Exchange, which shows its commercial value. CITIC Bank's business scope is also very wide. It can provide comprehensive financial solutions to corporate customers and institutional customers, and for individual users, it can provide diversified financial products and services to individual users. As of the end of 2019, CITIC Bank's total assets have exceeded 6 trillion yuan, and its number of employees has reached nearly 60,000. So if you want to handle credit card business at CITIC Bank, there is no problem at all.

2. Consequences of overdue CITIC credit cards

Due to the epidemic, many people have difficulty with cash flow and will choose to use CITIC Bank credit cards. The consequences of overdue credit cards will be very serious. After all, we are now a credit society. It will be very inconvenient to go out in the future. Moreover, most banks are now connected to the central bank’s credit reporting system. Once a credit card is overdue, it will affect your credit record. If you want to borrow money in the future, It can't be borrowed. Another most important consequence is that there will be penalty interest, and the amount of penalty interest will increase with the longer the overdue period, so try to pay off the credit card within the overdue period.

In summary. CITIC Bank is a very good bank. The bank's strength and background are very strong. For ordinary people, CITIC Bank's business is also relatively reliable. So if you want to apply for a credit card, it is relatively simple, but after using the credit card, you must pay it off before the due date, otherwise it will affect your credit information.