The credit cards issued by China Industrial and Commercial Bank are uniformly named Peony Card. According to ICBC's credit cards, there are the following types:

1, "Peony Credit Card": petty cash overdraft with deposit interest. There is no interest-free period for consumption. Mainly used for deposits and overdraft cash. The credit line of Puka is 5000 yuan, and the credit line of Gold Card is 10000 yuan. )

2. "Peony Credit Card": the deposit does not bear interest (there is an interest-free repayment period of 25-56 days, depending on your consumption date, and cash can be overdrawn). The credit line of ordinary card is 3000-20000 yuan, and the gold card 10000-50000 yuan.

3. "Peony International Card": Except that Peony International Card has two accounts, RMB and USD, it has all the same functions as Peony Credit Card.

4. "Peony Platinum Card": It has all the functions of Peony International Card and enjoys various VIP services and airport boarding services. The credit line is 500 million yuan-100000 yuan.

If you want to open the online payment function, it is recommended not to apply for a credit card, but to apply for an ordinary ICBC Peony E-Times card and open online banking.

1. Divided into brand cards such as Peony UnionPay Card, Peony Visa Card, Peony MasterCard, Peony American Express Card and Peony JCB Card.

2. It is divided into corporate (business) cards and personal cards according to the issuing objects, in which personal cards are divided into main cards and subsidiary cards attached to the main cards (subsidiary cards).

3. According to the repayment responsibility, it can also be divided into corporate responsibility business card, corporate responsibility personal card and personal responsibility personal card.

4, according to the credit rating is divided into platinum card, gold card and ordinary card.

5. According to the account currency, it is divided into RMB card, dual-currency card and multi-currency card.

6, according to whether the joint name (identity) is divided into joint name (identity) card and non-joint name (identity) card.

7. According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip composite card. Mudan international credit card

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. International cards are commonly used at home and abroad, and are settled in RMB and a certain designation. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. Peony Credit Card can be used at UnionPay acceptance points in China, Hongkong, Macau, Thailand, South Korea, Singapore and other regions, and settled in RMB, with functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

China Industrial and Commercial Bank Yinmudan Card

ICBC Silver Peony Card is shown in the following figure:

Card sample diagram:

The bank cards issued by China Industrial and Commercial Bank are uniformly named Peony Card.

China Industrial and Commercial Bank officially issued Peony Credit Card on June1989+1October 15, and joined MasterCard International at the end of the same year and VISA 1990 at the beginning of June.

In the past ten years, ICBC has issued eight kinds of peony card products, including peony credit card, peony smart card, peony special card, peony joint card, peony color card, peony ID card and peony international card, providing cardholders with a series of services such as shopping consumption, cash deposit and withdrawal, transfer settlement, credit loan, automatic withdrawal, collection and payment, installment payment, credit card reward and deposit and withdrawal. The application field of peony card has gradually penetrated into all aspects of social and economic activities such as commerce, tourism, catering, entertainment, transportation, telecommunications, medical care, education, securities, taxation and so on. Peony cards are widely used nationwide to pay wages, collect utility fees and pay employees' pensions.

What is ICBC Peony Card?

1.PeonyCard is a general term for bank cards issued by China Industrial and Commercial Bank.

2. Peony cards can be divided into debit cards (including smart cards, e-Times cards, financial gold cards, with deposit interest and no overdraft), quasi-credit cards (with deposit interest and no interest-free repayment period for overdraft credit card spending) and credit cards (including credit cards with UnionPay logo or various co-branded credit cards, international cards with UnionPay logo and international cards with foreign cards such as VISA and MASTER logo), without deposit interest, and the next overdraft credit card spending.

The bank cards issued by China Industrial and Commercial Bank are uniformly named Peony Card. "Peony Card" is the first financial product trademark registered by China Industrial and Commercial Bank. China Industrial and Commercial Bank officially issued Peony Credit Card on June1989+1October 15, and joined MasterCard International at the end of the same year and VISA 1990 at the beginning of June.

In the past ten years, we have issued eight kinds of peony card series products, including Peony Credit Card, Peony Link Card, Peony Special Card, Peony Co-branded Card, Peony Color Card, Peony Smart Card, Peony ID Card and Peony International Card, which provide cardholders with a series of services such as shopping consumption, cash deposit and withdrawal, transfer settlement, credit loan, automatic withdrawal, collection and payment, installment payment, card winning and deposit and withdrawal.

The application field of peony card has gradually penetrated into all aspects of social and economic activities such as commerce, tourism, catering, entertainment, transportation, telecommunications, medical care, education, securities, taxation and so on. Peony card payment of wages, collection of public utility fees, and payment of employees' pensions have been widely carried out throughout the country and have been widely welcomed by relevant parties from all walks of life.

Baidu encyclopedia _ peony card

This concludes the picture of ICBC Peony Credit Card and the introduction of ICBC Jin Mudan Credit Card. Did you find the information you needed from them?