As a credit card that can be loaned, CITIC Gold Card has attracted much attention, and many applicants are customers who need more cash flow. So, is this credit card shared with other credit cards? I will give you an answer right away.

Citic Gold Card Introduction

The new gold card is a credit card with large cash installment function in CITIC Bank Credit Card Center, which is called "credit card that can borrow money" by cardholders. After the card is issued successfully, the cardholder will receive a credit card from the bank. At the same time, the cardholder can also apply for "Xinjinbao" cash installment, and the loan cash will be directly transferred to the savings card under his name. When paying back, he only needs to deposit the amount into the new Jinbao card. "Xinjinbao" can flexibly choose 12, 24 and 36 installments, with a handling fee rate of 0.77% and a preferential activity rate as low as 0.53%.

Is the credit limit of CITIC Gold Card shared?

"Credit card sharing quota" mainly means that all credit cards under the name of the same bank cardholder use the same quota. This limit is not the sum of all credit cards, but the credit card with the highest limit shall prevail. In addition, if the credit line of the next card in the same account is overdrawn, the remaining available credit line is equal to the shared credit line minus the used credit line.

According to the credit card quota regulations implemented by CITIC Bank, all credit cards under the same account share the same quota, so CITIC Gold Card shares the quota with other credit cards.

In short, as a credit card of CITIC Bank, credit cards are shared with other credit cards. If you want to apply for a credit card, there is no doubt that CITIC Bank is a good choice. There are many kinds of cards. Whether you are a foodie, a traveler or a shopper, you can find your own card.