Which small loan platform is reliable and easy to pass:

1. Huanbei

Huanbei is a small loan platform for credit card repayments, mainly for those with Credit card users are provided with cash loans. The current loan limit is 10-200,000 yuan. The approved limit for most users does not exceed 50,000 yuan. The annualized interest rate is the lowest 8.99%. Flexible repayment in 3/6/12 periods is available to new users. 30 days of interest-free. The application conditions include more than 6 months of credit card statements and good personal credit.

2. Haofenqiu

Haofenqiu is a loan platform that is relatively easy to pass. It does not have high credit requirements for users and provides users with a loan limit of 100,000 yuan. The limit is basically around 10,000 yuan, and the transparent interest fee is generally around 5/10,000. The usage period is 3-12 periods, and the account can be received as soon as the same day.

3. Jirong

Jirong is also a small loan platform that is easy to get through quickly. It is a product of You Wo Dai. It is definitely the best way to cooperate with banking institutions and consumer financial institutions to lend money. It is reliable, the limit is within 30,000 yuan, and the use time is up to 12 months. Only users with stable jobs and good credit reports can apply.

4. HuaYa Loan

HuaYa Loan is a small-amount loan product provided by formal licensed financial institutions. It is also very easy to pass, as long as the credit report is not too bad. All users can apply. The loan limit is 100,000 yuan, and the minimum borrowing amount of 1,000 yuan is 0.38 yuan per day. The repayment is usually divided into 12 installments, and the loan can be released in as fast as 5 minutes.

5. Fenqile

Fengqile is a small loan platform that is reliable and easy to pass. It mainly serves salary earners over 23 years old, and the amount is generally within 50,000 yuan. , the interest ranges from 20,000 to 50,000, and can generally be repaid in 36 installments. The amount can be used for shopping in the mall in installments or as cash withdrawals. Binding a credit card can increase the approval rate and loan limit. The fastest payment can be received in a few minutes. .

The main advantages of small loans are:

1. Fast application speed: Small loans are disbursed faster than banks, and can be disbursed in up to one day.

2. Credit requirements are not high: Bank loans have relatively high credit requirements. Small loans provide different products based on the credit status of the lender, which only affects the loan amount.

3. There are many types of loans: Loan companies offer different products to choose from according to the borrower’s situation.

4. There are many companies to choose from: With the increasing number of small loan companies, there are more companies to choose from.