2. ICBC has many types of credit cards, including standard universal cards, gold cards and platinum cards, as well as various co-branded cards, such as global travel cards, ICBC Ctrip credit cards and Ctrip co-branded cards. Peony Zhong You Automobile Fuel Card and ICBC Food Card with the theme of food.
3. Under normal circumstances, ICBC's standard credit card, the initial application amount is around 2000-8000. If you have used the card for more than 3 months, you can apply for a temporary quota increase, but the temporary quota has a time limit and cannot be used beyond the validity period. Of course, you can also apply for a quota increase, but only if you maintain good consumption, that is, you must spend a lot of times and a wide range of consumption, including catering, tourism and hotels, and you must repay on time. It is generally difficult to withdraw the amount if there is a record of overdue repayment.
4. Gold and Platinum Card Series, of course. Generally, the amount of a gold card is 10000 to 30000, and the maximum amount of a platinum card is 200000, but not everyone who wants to apply for a platinum card can. Generally, you need proof of high assets to apply, or as mentioned above, as long as you keep the habit of spending more and repaying on time, you will soon be able to upgrade your gold and platinum cards.
5. When applying for a credit card, besides considering the credit card quota, you should also consider what kind of credit card is suitable for you. For example, if you are a tourist, you can apply for an ICBC travel card. Generally, there are more discounts for exclusive cards.