The agent said to raise the limit, but in the end you have to go to the bank where your credit card is located, so it's the same for you to do it yourself.

There are two ways to increase the credit card limit:

Increase quota

and

Increase temporary quota

1, increase the quota.

This increase is permanent and can be divided into two ways:

① Provide proof of assets: you can provide proof of assets in your name (such as real estate, automobile production, stock market value, bank deposits, funds, large insurance, etc.) to the credit card bank to increase the limit.

② Withdrawal by normal use: After your card is used for a period of time, the bank will increase your credit limit according to your card usage (such as whether you repay the loan on time, whether you spend money every month, etc.). ), and there is no need to apply, it is automatic.

2. Increase the temporary quota

If your credit card limit is 10000 yuan, and now you want to buy something and the price of this thing is 20000 yuan, then you can call the customer service of the bank where your credit card is located and temporarily increase your credit card limit to 20000 yuan. This limit is not permanent, it will be reduced to your original limit on your next billing day, just for temporary credit card consumption.

PS: As you said, the intermediary can increase the quota. They must be charging. Some intermediaries are liars. They called you to increase the temporary quota and lied about increasing the fixed quota. When you check it yourself, it really improves. They collect money. Less than 1 month, your quota has been lowered again. They said that the bank lowered your limit because of a lot of reasons, such as high credit card risk and insufficient consumption. Some intermediaries, in their own way, have really raised your quota. You can call customer service after raising the quota.