Benefits of Alipay credit card repayment:

1. Convenience and speed: As long as Alipay is downloaded and installed on your mobile phone, you can use Alipay balance, bound debit card, and Yu'E Bao anytime and anywhere. Use the money in the account to complete the credit card repayment; Alipay also supports scheduled repayment. As long as the balance of the scheduled debit account is sufficient for repayment, the credit card repayment can be automatically completed at the scheduled time to avoid overdue due to carelessness.

2. Earn benefits: Put the credit card repayment amount into Yu'e Bao in advance and make an appointment for repayment, and enjoy financial management benefits calculated on a daily basis. Wait until the final repayment date, and then make automatic credit card repayments. Both repayment and income are guaranteed.

3. Improve Zhima points: Using Alipay to repay credit cards can reflect the cardholder's credit status and repayment ability, which is conducive to improving Zhima points and allowing cardholders to enjoy better services. For example, you can now apply for an Everbright Bank credit card directly through Alipay; with a Zhima score of 600 or more, you can rent a house without a deposit; by scanning the QR code, you can rent a public bicycle without a deposit; with a Zhima score of 650 or more, you can rent a car with no deposit, etc.

Advantages of Alipay credit card repayment:

1. Support multiple credit cards;

2. Support your own and other people’s credit cards;

3. Supports transferring funds from Yu’E Bao for repayment.