Jintong Card is a Peony transportation card issued by ICBC Tianjin Branch. It is a standard credit card, that is, a credit card.

The billing date of Peony Credit Card is the end of each month, and the repayment date is the 25th of the following month.

Therefore, the dates in your example above are correct:

For consumption on January 1st and consumption on January 26th, the billing date is January 31st, and the repayment date is January 31st. The day is February 25th.

For card consumption on the 1st of each month, the repayment date is the 25th of the following month, which is more than 50 days apart, so you can get the longest interest-free period;

Similarly, each For card consumption on the last day of the month, the repayment date is also the 25th of the following month, which is only 25 days apart, and the interest-free period is the shortest.

In addition, there is no interest for only swiping the card for consumption and repaying the money in full and on time.

There is no interest-free period for cash withdrawals. Interest will be charged at a rate of 0.5% per day starting from the day of cash withdrawal; repaying the money in full and on time will only no longer incur overdue late payment fees.

Supplement:

For purchases made on February 1st, the billing date is February 28th or 29th, and the repayment date is March 25th.

For specific questions, you can consult ICBC customer service hotline 95588

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credit card.