When the cardholder withdraws money from the ATM of the bank, if there is something wrong with the machine and the card is swallowed, the bank staff can also check the signature on the back of the bank card with the signature on the register if the identity of the victim cannot be verified, so as to handle the card return business.
At present, there are two forms of credit card consumption, one is consumption by password, and the other is consumption by signature. According to international practice, most international card issuers use credit cards with signatures for consumption. If you use a credit card abroad, if you don't have a password, you can use your signature. If the cardholder does not endorse, it will affect his normal consumption abroad.
When using CITIC Bank's credit card, we need to pay attention to several issues. First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly. In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card.