1. The local branch conducts the preliminary examination, enters the customer application materials and related application information into the system, and reports it to the provincial bank.
2. Review by provincial branches, approved in the system and uploaded to Shanghai Card Center.
3. If the comprehensive system score of Shanghai Headquarters meets the conditions for issuing cards, the issued card information will be sent to customers to remind them to check.
The examination time of CCB's credit card is closely related to the applicant's application method and the information provided. If the materials submitted by the applicant are complete and meet the requirements of CCB, the review time will be different according to different situations. Details are as follows:
For online applications, customers who already have CCB credit cards or use CCB online silver shield cards generally complete the review within 5 working days, and send the cards within 3 working days after passing the review; For customers who don't have a CCB credit card, the applicant will receive a face-to-face SMS when reserving a mobile phone, and the approval will be completed within 2 working days after the face-to-face signing is successful, and the card will be sent within 3 working days after the approval.
If the application is made at the outlet, the magnetic stripe card is expected to be sent within 20 working days under normal circumstances, and the card will be sent within 3 working days after approval; Under normal circumstances, the IC card is expected to be applied within 25 working days, and the card will be sent within 3 working days after approval.
For those who apply for mobile banking, the existing CCB credit card customers will normally be audited within 5 working days; For customers who don't have a CCB credit card, the mobile phone you reserved will receive a face-to-face SMS, and the review will be completed in about 2 working days after the face-to-face signing is successful. The card will be sent within 3 working days after approval.
If additional supporting materials are needed, the review time will be relatively extended.