If a credit card is overdue and deactivated, you can take the following measures: 1. Contact the card-issuing bank to understand the specific situation; 2. Pay off the overdue amount as soon as possible; 3. Negotiate with the bank to formulate a repayment plan; 4. Avoid it again Overdue.

Detailed instructions:

1. First of all, contacting the card issuing bank is the first step to solve the overdue deactivation problem. Consult by phone, online customer service or at a bank branch to learn the reasons for overdue deactivation, the specific amount and the conditions for resumption of use.

2. Paying off the overdue amount as soon as possible is one of the important solutions. Pay off all overdue amounts and interest as soon as possible to reduce the amount owed and restore the use of your credit card.

3. Negotiating a repayment plan with the bank is also a feasible method. You can communicate with the bank and request a reasonable installment repayment plan to gradually repay the overdue amount based on your own financial situation.

4. To avoid being overdue again, you need to plan and manage your personal finances reasonably. Make sure to repay your credit card on time before the due date to avoid late payment fees and overdue fees, thereby maintaining a good credit record.

Summary:

After a credit card is deactivated overdue, you should contact the card-issuing bank in a timely manner and take appropriate measures according to the specific situation. Paying off overdue amounts as soon as possible, negotiating a repayment plan with the bank, and planning your personal finances appropriately are all effective ways to solve the problem. At the same time, maintain a good credit record to avoid overdue loans again.

Extended information:

According to domestic bank regulations, after a credit card is overdue for a period of time, the issuing bank will deactivate the credit card, that is, suspend its right to use. Overdue deactivation may result in limited credit card functions, making it impossible to perform operations such as consumption and cash withdrawals. Therefore, after deactivating a credit card overdue, you need to proactively solve the problem to restore the normal use of the credit card.