Most banks support card application, such as China CITIC Bank, Industrial Bank, Minsheng Bank, Hua Xia Bank, China Guangfa Bank, Shanghai Pudong Development Bank, Bank of Communications, etc. As long as users have a credit card, they can Use this card to apply for a credit card at these banks. Relatively speaking, the credit card application threshold of the four major banks is relatively high. Even if you apply for a card with a card, your application may not be successful.

There are also prerequisites for applying for a card.

1. It goes without saying that to apply for a card by card, you must first have a card. Hold credit cards from other banks for more than half a year, and have no overdue records of more than 30 days in the last 6 months;

2. The average credit limit of credit cards held is not less than 5,000 yuan;

3. If you already have more than 3 credit cards from other banks and use more than 90% of the limit, the bank will generally not process it.

4. If the card in your hand is overdue, it will affect the approval rate.

The advantages and strategies of applying for a card.

With the development of the times, credit cards have become an indispensable tool in our lives. Almost everyone has one or two credit cards. Regarding this issue, every bank that supports card application has There may be differences in one place. The introduction of loan financial services is for your reference only and may not necessarily meet your specific local conditions. Therefore, the introduction of the loan card financial service is only for general situations, using cards to support banks. People's Livelihood, Industrial Bank, Huaxia, Communications, China Everbright, Pudong Development Bank, and CITIC can apply for a card with a card, but there are prerequisites for applying for a card with a card. It goes without saying that to apply for a card with a card, you must first have a card. Secondly, it is also necessary to hold credit cards from other banks for more than half a year and have no overdue records of more than 30 days in the last 6 months. The average credit limit of the credit cards held is not less than 5,000 yuan. If you already have more than 3 credit cards from other banks and use more than 90% of the limit, the bank will generally not process it. Such as Industrial and Commercial Bank of China and China Construction Bank. Cardholders generally need to use the original credit card for more than 6 months and have no bad records. They can apply to apply for a new credit card at another bank. So, what is the limit for applying for a card? According to the loan card financial service, after we apply for a credit card with a card, the bank will evaluate the limit based on the information you submitted. The bank that applies for the card with a card will refer to the credit card limit you currently hold. The same amount or a higher amount. Therefore, it is best to try to present the credit card with the highest limit when applying for a card. As long as you use it well, applying for a credit card with a credit card is also a good way to apply for a credit card. If you have the need to apply for a card and meet the relevant conditions, you can use your existing credit card to apply for a credit card.