Under normal circumstances, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank (Shenzhen Development Bank).

The supporting documents required for Shenzhen Development Bank to apply for a credit card:

1. Information that must be provided:

1. Identity card of the applicant for the main card and supplementary card Copy, bank will check the original.

2. Work certification documents (choose one from each of the following): work permit, work certificate issued by the unit, professional title, professional qualification certificate and other documents.

3. Proof of address (please provide one from each of the following): the latest payment bill for landline phone, home address water, electricity or gas bill, etc.

2. Providing the following financial proof documents will help speed up the approval process and increase the credit limit

1. Income proof documents (optional documents listed below): issued by the bank Copies of salary records, income certificates issued by the unit, time deposit certificates from the bank, income tax withholding vouchers and other materials.

2. Housing certificate (the items listed below are optional): copies of self-owned real estate certificate, self-owned housing mortgage down payment voucher and other information.

3. A copy of your own car driving license.

To sum up, it is generally more likely that you will be rejected if you don’t have a job. However, if the individual’s repayment ability and personal asset status are good, and there is a certain amount of deposits in the bank, and the personal property situation is solid, You can also apply for a credit card from Shenzhen Development Bank.