Credit card overdraft withdrawal, the bank stipulates that the daily withdrawal of each card does not exceed 2000 yuan, and the cumulative withdrawal does not exceed half of the credit card limit. At the same time, the withdrawal fee is 0.5% of the withdrawal amount, with a minimum of 2 yuan, and overdraft withdrawal does not enjoy interest-free period. From the date of cash withdrawal, interest of five ten thousandths of the cash amount will be charged every day.

For example, the landlord will withdraw 2,000 yuan from the overdraft of 12/30, and13 1200 yuan will make repayment.

Total amount payable = withdrawal principal+withdrawal handling fee+withdrawal interest.

=3200+3200*0.5%+2000*0.05%*8 (interest-bearing time 12/30- 1/7, 8 days in total)+1200*0.05%*7 (interest-bearing time 650.

=2000+ 16+8+4.2

=2028.2 yuan (including expenses and interest totaling 28.2 yuan)

It will cost an extra 28.2 yuan in just 7 or 8 days, which is actually quite high. It is suggested that the landlord try not to overdraw cash, or pay it back as soon as possible after withdrawing cash ~