Reflected in the good market situation, the high returns of equity funds are easy to attract investors, but it is difficult for these investors to hold them for a long time when the market fluctuates greatly, resulting in the return rate of their assets during the holding period far lower than the net return rate of fund products.

It is very necessary to help investors stay in the market for a long time, and continue to invest in stock funds to maintain a certain risk position with the growth of their own assets, so as to obtain reasonable market returns and cover future capital needs.

Extended data:

Precautions:

Buying a fund depends on the rate of return of the fund, not the price. For example, Fund A and Fund B are established and operated at the same time. One year later, the unit net value of Fund A reached 2.00 yuan/share, while the unit net value of Fund B was only 1.2 yuan/share.

According to this rate of return, in another year, the unit net value of Fund A will reach 4.00 yuan/share, while the unit net value of Fund B can only be 1.44 yuan/share. If you buy a fairly cheap B fund in the first year, the income will be much less than that of A fund.

Baidu encyclopedia-fund