At present, the only financial institution that can invest in capital market, money market and industry at the same time is the trust and investment company. Diversification of investment fields can effectively reduce investment risks to a certain extent and maximize investors' income. So, are trust funds safe? Is the trust fund safe? Specifically analyzed from the following aspects: 1. The rigid payment of trust funds has been completely broken, and the pure channel business with regulatory arbitrage as its living space will be strictly restricted. Objectively, trust companies are required to improve their asset screening ability and control substantive risks, and investors are also required to have certain risk identification ability for trusts. 2. According to the regulatory requirements, the trust company's net capital must be greater than 200 million yuan, and the ratio of net capital to the sum of various business capitals must be greater than or equal to 100%. According to statistics, the average value of trust industry meets and is much higher than the basic requirements of industry supervision. 3. Last year, the supervision system of trust industry was established and improved, and a series of basic systems such as net capital management of trust companies, recovery and disposal mechanism, trust guarantee fund and trust registration system were gradually established and implemented, and the trust industry formed a systematic risk prevention system. 4. Trust property once the legally independent person's property has passed the legal trust form, it will not be pursued by the debtor of the principal, trustee and beneficiary. Even if the trust and investment company goes bankrupt, the trust property can be completely handed over to other trust and investment companies for continued management. The sources of trust funds are mainly personal funds with specific purposes, trust funds entrusted by the financial department and loans. Trust funds have low risks, high returns and wide investment fields, and trust products can span three fields: currency, capital and industry.