How is the fund handling fee charged?
Generally speaking, the handling fee for buying a fund is charged in both directions, that is, when buying and when selling. Generally, the expenses for buying a fund are subscription fee, subscription fee and redemption fee. The handling fee of closed-end fund trading, commonly known as commission, has an upper limit of 0.3% of each transaction amount and a lower limit of RMB 5 yuan per transaction. The subscription rate of open-end funds is 1.2%, the subscription rate is 1.5%, and the redemption rate is 0.5% (money market funds are free).
What costs and how much it costs to buy a fund are related to the type of fund, and some management fees are also required to be collected by the platform.
The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate.
The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate.
The calculation formula of fund redemption is: redemption fee = redemption share × net value of fund unit on redemption day × redemption rate.
The redemption rate varies with the holding time of the fund. If the holding time is less than 7 days, the redemption rate is 65438+ 0.50% of the redemption amount; If it is held for more than 7 days but not more than 1 year, the redemption rate is 0.5%; If the holding time is longer than 1 year and less than 2 years, the redemption rate is 0.25%; If it has been held for more than 2 years, the redemption rate is 0.
After reading the above introduction, I believe everyone has a more comprehensive understanding of how to collect fund fees. When you buy a fund, you will be shown in detail what the cost and rate are. You can read it carefully before you buy it and then decide whether to buy it or not.