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What is a fund? How to buy? How to benefit?
What is a fund? Fund refers to a collective investment method in which the funds of many investors are pooled by selling fund shares to form independent assets, which are managed by fund custodians and fund managers and share benefits and risks through portfolio investment. ?

How to buy a fund? Alipay can buy funds. Log in to Alipay client, click Wealth-Fund at the bottom, select the fund you want to buy, click Buy, enter the purchase amount, click OK, and enter the payment password. ?

How to benefit? What do you mean by the daily increase or decrease of the fund? Refers to the ratio of the number of ups and downs of the fund on the same day to the net value of the previous trading day. Calculated by percentage, there is no unit, red is the top and green is the bottom. Daily fluctuation = (current unit net value * current swap ratio+current cash dividend-previous unit net value)/previous unit net value; Daily fluctuation = (net value of current unit-net value of previous unit)/net value of previous unit in the case of no stock transfer and no cash dividend. Your income is the difference between buying and selling.

References:

Baidu Encyclopedia Fund Entrance Page Link

Extended data:

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.