According to the relevant information inquired, the lack of farming insurance fund is a compensation mechanism for farmers who hold the certificate of land contractual management right and bear the responsibility of farmland protection in various provinces and cities. Issued to farmers' personal accounts. If the collective certificate of land contractual management right is also issued to the enterprise account, the village cadres or an individual will not receive it and will not issue it for approval. It is best to go to the local official website to check the first-hand authoritative information.