People who just need real estate for this group, whether buying funds or buying real estate, the ultimate goal is to put income and assets on real estate, and funds are a means to increase income by buying real estate.
At this time, real estate is a consumer product rather than an investment product. If we go back to five years ago or ten years ago, I think everyone would think it would be great to invest in several properties at that time. No one expected that the real estate industry in this decade of development, the appreciation space can be so huge. Although the real estate industry is under control and the bubble is constantly squeezed, house prices have not continued to rise rapidly, but we can also find that house prices in the core urban areas of first-tier cities have stabilized or declined slightly.
For other urban areas and third-and fourth-tier cities, housing prices continue to rise, and it is appropriate to just need people to buy houses or even borrow money to buy houses. In other words, proper benign debt is good.
If the housing market is not a rigid demand, then under normal circumstances, the money will be used for investment, and the investment population will be different because of its investment ability.
Investment funds are more objective for people with excellent investment ability. The choice of investment is actually the choice of how much income. When there is only one choice, people with investment ability can get more income in the fund market. This income will be greater than the increase in property prices.
However, in addition to the necessary luck, investment funds also need to buy the right outlet and choose the right time and opportunity. When these conditions are met, it can be said that the expected return will be more attractive than investing in real estate. At the same time, fund investment has more advantages than real estate investment, that is, fund investment is more flexible.
For those who have no investment experience, they should choose more secure real estate. Although the state has controlled and cooled down the real estate industry, the possibility of falling house prices is still relatively low, because the economic impact and social instability brought about by the collapse of house prices will have a far-reaching impact.
No matter from the industry level or the national level, this will not happen, and it is a relatively stable and conservative investment method. Then for those who have no investment experience, it is more cost-effective to invest in real estate, and this kind of income will be more attractive than time deposits.