The reasons why the Monetary Fund purchases the trust are as follows:

1. Wide investment channels: Trust has a wide range of investment, which can be invested in securities market, money market and industry.

2. Higher return on investment: Due to the reduction of intermediate costs, the return of trust wealth management products is generally 3-5 percentage points higher than that of bank wealth management products in the same period.

3. Multiple risk protection: The trust plan adopts multiple risk control measures such as structured design, land mortgage, house mortgage, equity pledge, and large state-owned enterprise guarantee.