Product types are divided into guaranteed income type and guaranteed floating income type.
product function
Principal guarantee: "Benlifeng" products have the characteristics of stability and safety, and are committed to obtaining higher returns on the basis of ensuring the safety of investors 100% principal.
High security: "Benlifeng" products mainly invest in low-risk, high-credit central bank bills, bonds, bills, high-quality corporate trust financing projects and other financial assets, with high security and stable investment.
Wide scope of application: The "Benlifeng" product with guaranteed capital and income is suitable for five types of individual investors and corporate investors, including conservative, cautious, steady, enterprising and radical.
"Benlifeng" products with capital preservation and floating income are suitable for individual investors and enterprise investors, including cautious, steady, enterprising and radical.
Flexible Term: The investment term of "Benlifeng" series of wealth management products ranges from 14 days to two years, and has been rolled out. Customers can choose suitable products according to their own needs for financial management period, and can realize a virtuous circle of funds in products with different periods and realize the continuous appreciation of wealth.
"Huilifeng" local and foreign currency structured deposit refers to the deposit provided by China Agricultural Bank, which is linked to interest rate, exchange rate, commodity price, stock index or credit status of credit subjects, and provides customers with the promise of capital preservation. Customers can improve their capital gains by taking certain risks such as interest rate, exchange rate, commodity price, stock index or credit status of credit subjects.
"Huilifeng" series of wealth management products are divided into two categories: capital preservation and partial capital preservation.
The capital-guaranteed "Huilifeng" product allows investors to spread their assets to the exchange rate, interest rate, stocks, commodities and other markets, thus playing a role in diversifying investment risks, and the risk level is medium to low.
On the basis of diversification of investment risks, some capital-guaranteed "Huilifeng" products are suitable for customers with high risk tolerance and pursuing greater potential benefits, and the risk level is medium to high.
product function
Diversified investment: "Huilifeng" structured deposits can be linked to gold prices, exchange rates, interest rates, funds, commodities, stock indexes, etc., and make multi-directional investments to help investors participate more widely in domestic and foreign markets, make full use of every favorable opportunity, and obtain investment income.
Diversified design: "Huilifeng" structured deposits focus on tracking the changes of related stock indexes, commodity prices, exchange rates and interest rates. Whether it is rising or falling, as long as the change is in line with expectations, there will be profit opportunities, which will provide investors with more possibilities.
Principal guarantee: "Huilifeng" structured deposit has the characteristics of wide investment scope and safe principal, and is committed to obtaining higher returns (capital preservation type) on the basis of ensuring the safety of investors' principal. Products are divided into two types: guaranteed floating income type and partial guaranteed floating income type. Investors should pay attention to choosing product types according to their own requirements when purchasing.
Wide scope of application: "Huilifeng" wealth management products are suitable for customers who have idle funds, have high requirements for income, have a certain understanding of international financial markets, including exchange rates, interest rates, stocks and commodity markets, and are capable of taking certain risks.
Capital-guaranteed "Huilifeng" wealth management products are suitable for cautious, steady, enterprising and radical investors with risk tolerance; Suitable for investors who have no investment experience and have investment experience.
Some capital-guaranteed "Huilifeng" wealth management products are suitable for radical investors with radical risk tolerance; Suitable for investors with investment experience.