One hundred thousand yuan is a lot of money for most people. If we can make good use of it, it can help us earn a profit. So how to manage finances with one hundred thousand yuan?
The best way to manage money worth 100,000 yuan?
We have prepared relevant content for your reference.
Financial management method 1: Pure debt fund + stock fund Pure debt fund mainly invests in bonds and does not invest in the stock market, so its risk is very small. The possibility of making money by holding it for a long time is relatively high. If you cannot bear a lot of risk
Investors who mainly want to preserve their principal but want to pursue some returns can use a combination of financial management methods to allocate, for example: 80,000 yuan to buy a pure bond fund + 20,000 yuan to buy a stock fund to invest.
Financial management method two: stock fund + pure bond fund. Stock funds are mainly funds that invest in stocks. Their risks are relatively high and their fluctuations are relatively large. They are more suitable for aggressive investors. If you spend 100,000 yuan to buy all stock funds, the risk will be
It will be too concentrated, so you can also use a combination of financial management methods to allocate, for example: 80,000 to buy a stock fund + 20,000 to buy a pure bond fund to invest, so that when the stock fund fluctuates relatively large, the pure debt fund
You can also keep some of your profits.
Financial management method three: Treasury bonds are more suitable for conservative investors. The risk of Treasury bonds is very small. As long as they are withdrawn at maturity, the possibility of making money is basically relatively high. However, you must pay attention to the issuance time of Treasury bonds.
It can only be purchased during the release period.