How to check the actual net value of the fund? People who just started buying funds will definitely have questions. Where should I look at the net value of the fund I bought? The following is my opinion on the net value of the fund when I bought it from Bian Xiao. I hope you like it.

What do you think of the net value of the fund when you buy it?

The actual net value of the fund can be viewed through the websites of China Fund Network and fund sales organizations. The specific analysis is as follows:

1. View through China Fund Network, enter China Fund Network official website, and click on the fund net value to view the fund net value.

2. You can check it on the platform of buying funds. After investors click on the fund, they can see the unit net value and daily price rise and fall of the fund.

The fund net value usually starts to be updated after the trading day 16:00, and the specific announcement time is uncertain. The announcement time of the same fund may be different every day, subject to the announcement time of the fund company.

How do you think the fund is suitable for buying?

On September 2nd, china galaxy Securities Fund Research Center released data showing that the total profit of the fund in the first half of the year was-64,065,438+83 million yuan. According to the types of funds classified by Galaxy Securities, the profits of various funds in the first half of the year are as follows: equity funds-256.826 billion yuan, hybrid funds-532.488 billion yuan, bond funds-692/kloc-0.05 billion yuan, money market funds-1073.86 billion yuan and QDII funds-23.472 billion yuan.

The data shows that the stock market loss effect is obvious in the first half of the year. Not only most shareholders are losing money, but Public Offering of Fund and many bosses are also losing money. Can the fund still invest? Let's talk about how to invest in funds today.

0 1_ How did Volkswagen buy the fund?

Funds are divided into public offering and private offering. Ordinary people generally buy Public Offering of Fund, which is publicly issued in the market, and the threshold for private placement is high, so ordinary people cannot participate.

Like stocks, the threshold for fund purchase is low, so you can buy them on various financial software by picking up your mobile phone. How do people usually buy funds? I summed up some ordinary people's buying methods:

1. Look at the profit ranking on the software and buy the one with the highest yield.

2. Buy whichever fund is the hot spot for investment.

3. See if the fund has invested in the latest hot track and bought hot tracks, such as the latest new energy vehicles.

4, see if the fund manager is a big cow, how good the previous record is, and whether the record is good or not.

5. Some relatives and friends nearby have bought funds or heard that others are buying funds, so I just watched them listen to people saying that they can buy whatever they want.

To sum up, it is a sentence: follow the trend and where to buy the tuyere.

Is the purchase of funds based on the net value of the day?

For friends who have just started to contact the fund, they often hear the words net worth and share, so what do they mean? What is the connection? Does the lower the net value mean that the fund is cheaper? The net value is too high, does it mean that you can't go up in the future? Today, the fund research institute will talk about the net value and share of the fund.

The total value of capital assets refers to the sum of all the assets of the fund, minus the net asset value of the fund.

Fund share is a kind of certificate, which means that the holder enjoys the right of income distribution, the right to obtain the remaining property after liquidation and other related rights according to his share, and assumes corresponding obligations. Fund share can be simply understood as "the number of funds".

For example, we bought a basket of eggs in the market (screen prompt: assuming that each egg has the same size and weight), and the net asset value of the fund is equivalent to the net weight of this basket of eggs (the basket is removed on the screen), and the share is equivalent to the number of eggs. The weight of each egg is the net asset value of the fund that we will talk about next.

Generally speaking, there are two kinds of fund net value: fund share net value and accumulated net value.

I. Net value of fund shares and accumulated net value

1, the net share is simply the value of each fund, and the calculation formula is the net asset value of the fund divided by the total share of the fund. The net value of fund shares is the basis for calculating the amount of funds purchased and redeemed by investors. The net value of the newly established fund is 1 yuan.

(Formula: Net Fund Share = Net Fund Asset Value/Total Fund Share)

2. Cumulative net value refers to the total value of accumulated dividends and splits based on the net share value since the establishment of the Fund.

(Formula: cumulative net value = net share value+dividend. )

Compared with the net share value, the accumulated net value can better reflect the historical performance of the fund, because dividends also come from the fund's profits. The more dividends paid to investors during the duration of the fund, the higher the total return and the higher the accumulated net value.

Second, how to treat the net value of the fund correctly?

When buying a fund, many people are easily influenced by their net worth. When they see 5 yuan, 7 yuan or even higher net worth funds, they will flinch, thinking that the high net worth of funds means that the funds are expensive and not worth buying.

Actually, it is not. As can be seen from the above formula, the net value of the fund is affected by the total net assets and share of the fund. Whether the fund can do it mainly depends on the profitability of the assets bought, which has nothing to do with the net value.

Back to the scene of buying funds, suppose we lock two funds in the market. The current net share value of Fund A is 1 yuan, and the current net share value of Fund B is 2 yuan.

We purchased RMB 654.38+0000 from Fund A and Fund B respectively. Although the share of Fund A is 654.38+0000(654.38+0000/ net worth 654.38+0) and the share of Fund B is 5000(654.38+00000/ net worth 2), it does not mean that Fund A is cheaper than Fund B, and the total net assets of the purchased funds are,

Therefore, the net value of a fund cannot reflect its "dignity", and the value of a fund is essentially determined by comprehensive factors such as the asset performance of the fund investment and the investment management ability of the fund manager.

When buying a fund, you can't judge whether a fund is worth buying simply by its net value. We should comprehensively review the future growth of the fund.

It is enough to play with funds and watch fund research institutes. See you next time.

Risk warning: The Fund is risky and needs to be cautious in investment. Investors should read the fund contract, prospectus, product information summary and other legal documents, understand the risk-return characteristics of the fund, especially the unique risks, and judge whether it is suitable for their own risk tolerance according to their own investment purpose, investment experience and asset status. The fund manager promises to manage and use the fund assets in good faith and prudence, but does not guarantee that the fund will be profitable or the principal will not be lost. Past performance cannot predict its future performance, and the performance of other funds does not constitute a guarantee for the performance of the Fund.