1. Original wine pledge loan Original wine pledge loan refers to the financing and credit business in which an enterprise uses its own legally owned certain inventory of original wine products as collateral.
The bank determines the value of the pledge (original wine) based on the Sichuan Provincial Brewing Research Institute's assessment of the value of the original wine. At the same time, the Sichuan Provincial Brewing Research Institute, the enterprise, and the bank signed a repurchase guarantee agreement and entrusted a warehousing agency to supervise the pledged original wine.
The credit limit can reach 50-70% of the total value of the pledge.
Product functions: Solve the financing needs of original wine companies due to insufficient traditional fixed asset mortgages; solve the problem of original wine companies occupying a large amount of funds during the storage process of original wine; help original wine companies expand their production and operation scale.
Product advantages: Flexible financing - the original wine company can flexibly control the financing time and amount according to its own original wine pledge and operating conditions; low financing risk - the Sichuan Provincial Brewing Research Institute estimates and guarantees repurchase, low financing risk; high financing return -
—The pledge of original wine is different from the pledge of other goods. The longer the wine is stored, the higher its value. The original wine company not only enhances the own value of the original wine and enhances the ability of sustainable development, but also accelerates the integration of external resources of the original wine company.
Applicable customers: small and medium-sized original wine companies with financial difficulties.
2. The wine storage service is a wine storage business customized by the center for raw wine and finished wine production enterprises, raw wine and finished wine trading enterprises, upstream and downstream peripheral enterprises of liquor, high-quality credit entities outside the liquor industry, and large-amount funds outside the liquor industry.
.
3. Other financing services Other financing services are another important financing method provided by our company.
It includes services such as accounts receivable financing, joint loans and joint guarantees for small businesses.
Accounts receivable financing refers to the transfer or pledge of the rights and interests of accounts receivable formed by an enterprise to a bank during the transaction process.
Small business joint loans and joint guarantees, the members of the joint guarantee team negotiate to determine the credit limit and jointly apply for credit from the bank.
3. Venture capital, mergers and acquisitions and restructuring Venture capital, mergers and acquisitions and restructuring are effective channels to help enterprises raise funds in addition to traditional bank loan business.
Sichuan Original Wine Electronic Trading Center integrates well-known investment banks, venture capital funds, private equity funds, direct investment and other investment and financing institutions at home and abroad to provide customers with professional equity financing, strategic consulting, mergers and acquisitions and restructuring consulting services.
The center provides financial advisory services to enterprises, and provides accurate and detailed venture capital market information to investment institutions and enterprises, promotes communication, understanding and cooperation between investment institutions and enterprises, and conducts professional analysis of investment and financing projects.
, recommend to appropriate professional investment institutions (persons) on the basis of evaluation, and also conduct an objective analysis of the qualifications, credibility, and strength of investment and financing institutions (persons), and recommend them to appropriate project parties.