According to the issuance plan of the Ministry of Finance, 18 savings bonds will be issued in 2022, including voucher-type government bonds and electronic savings bonds, with a term of 3 years and 5 years respectively. During the nine months from March to 65,438+065,438+0, savings bonds with three-year and five-year terms will be issued every month. In terms of book-entry treasury bonds, the Ministry of Finance plans to issue 63 key term book-entry treasury bonds with interest during the year, including 1 year treasury bonds, 12-year treasury bonds, 15-year treasury bonds, 12-year treasury bonds and 10-year treasury bonds. In addition, it is planned to issue 65,438+00 ultra-long-term treasury bonds, including 8 30-year treasury bonds and 2 50-year treasury bonds.
Both savings bonds and book-entry treasury bonds are generally purchased through bank channels. There are two ways to buy government bonds in banks, one is at the bank counter, and the other is in online banking. Voucher-type savings bonds can only be purchased through bank counters, while electronic savings bonds and book-entry treasury bonds can be purchased at bank counters and online banking. However, before purchasing electronic savings bonds and book-entry treasury bonds, you need to open securities trading and treasury bond accounts at the bank counter. In addition, book-entry treasury bonds that have been issued and listed can also be purchased through stock exchanges. Savings bonds can be divided into voucher type and electronic type. These two forms are issued to individual investors, in which voucher-type treasury bonds are sold and redeemed through major bank savings outlets, postal savings outlets and treasury bond service departments of the financial sector. If investors want to buy, they should bring their ID card and the current passbook (or debit card) of the undertaking bank and open a personal national debt account at the outlet of the undertaking bank. After opening an account, it can be used permanently and can be purchased.
E-government bonds may be more suitable for young people to operate, provided that you have online banking and passed the fund settlement account certification. This step must be carried out at the bank counter, and then the securities trading function of the savings card will be opened. Finally, a savings bonds account should be opened. When the time is ripe, you can log in to the personal online banking of ICBC, CCB and Bank of Communications for online operation and purchase, but it needs to be fast. If you buy voucher-type government bonds, you can only buy them at the bank counter in real-name registration system with your ID card. Treasury bonds are generally sold at 8:30 in the morning, subject to the bank announcement time. Basically, those large and medium-sized banks that you are familiar with can be bought. If you want to buy electronic government bonds for sale in April, you need to open a government bond account in online banking and buy them online without going to the bank to queue up.