Although many investors prefer equity funds, they are also uneven. Some equity funds have annualized returns of more than 30%, and some still can't beat the market index even in 20 19 and 2020. Therefore, it is very important to choose an excellent stock fund, so that investors can have a higher return on investment. When choosing stock funds, we mainly consider the following three points:

0 1 fund manager

The soul of an excellent stock fund is the fund manager. Only an excellent fund manager can make us get an excess return on investment, and an excellent fund manager must meet two conditions.

First, the stability of fund managers.

The fund manager of a fund can be replaced, and excellent fund managers are the main reason why many people choose this fund. This is the recognition of the fund manager by investors. If you change a fund manager, many investors may also change funds.

Second, the stability of investment style.

We can judge the investment style of a fund manager by the position of the fund. Some fund managers tend to be large-cap stocks, some tend to be small and medium-sized stocks, some tend to be white-horse stocks, and some tend to be blue-chip stocks. However, if a fund manager frequently switches between different types of stocks, it is worth considering. After all, everyone's energy is limited, and he must be more familiar with exclusive investment, and it is easier to avoid risks and obtain excess returns.