Cardholders bring their ID cards and bank cards and personally go to the bank counter to open online banking business. The specific process is as follows: 1. Copy the ID card with the help of the staff in the bank lobby and queue up at the same time. 2. Fill in a business application form, select "Online Banking" in the business application column, and attach the mobile phone number to be bound. If you have any questions about other items in the application form, you can refer to the template provided by the bank or consult the lobby manager of the bank. 3. After calling the number, hand over the bank card, the original ID card, the copy of the ID card and the business application form to the counter staff to start the online banking business.

Note: It is suggested to open SMS reminder service at the same time to grasp the fund dynamics in the card in real time.

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First, avoid using search engines to obtain online banking websites from regular bank outlets and remember that when logging in to online banking, try to avoid using third-party channels such as search engines. Because some fake online banking websites are likely to be hidden in the search results, once clicked, they are likely to fall into the trap unconsciously. The best way is to register the correct online banking website in the browser's favorites, and all future visits will be entered by clicking the link in the favorites to ensure that you will not visit the wrong website.

Second, set mixed passwords and double passwords. The password setting of online banking should avoid being related to personal data. It is recommended to use a mixed password of numbers and letters to improve the difficulty of password cracking and keep it properly. Trading passwords should be avoided as much as possible.

3. Regularly check the transaction records, regularly check the business records such as transfer and payment handled by online banking, or customize the account change notice through SMS to keep abreast of account changes.

Fourth, properly keep the digital certificate to avoid using online banking on public computers and prevent confidential information such as digital certificates from falling into the hands of others.

Verb (abbreviation of verb) beware of e-mail links. Online banks generally don't send out "system maintenance and upgrade" tips by e-mail. In case of major events, the system will suspend service and the bank will announce the customer in advance. So, when you receive a similar email, be careful of fraud. Once the information is found stolen, you should immediately modify the relevant transaction password or report the loss of the bank card.