Use of ICBC official card: \x0d\ 1. This card is mainly used for official expenses of employees in budget units. Of course, it can also be used as a personal consumption credit card. \x0d\2。 The official card of ICBC belongs to the gold card of ICBC, and the initial application amount does not exceed 50,000. If it does not meet the daily needs, it can be adjusted (fill in the special adjustment form of official card and affix the official seal or financial seal of the company). \x0d\3。 This card is the same as other credit cards. Mainly used for consumption. Of course, you can also cash out. However, there will be a penalty interest the next day (five ten thousandths, and a late fee will be charged if the amount is not enough during this period). It is recommended not to use this card, otherwise it will lead to a bad credit record and it will be impossible to handle any credit business in the future. \x0d\4。 The card is valid for 5 years, free of annual fee. \x0d\5。 After spending by credit card, you can repay it before the 25th of the following month. The interest-free repayment period is 25-56 days.