1. First of all, some CCB Ctrip credit cards can be used abroad. If the person allows it and tells the password, others can use it;
Jointly issued by CCB and Ctrip That credit card is called World Travel Card.
This card is divided into UnionPay single currency and MasterCard dual currency.
If you plan to use it within the country, you can apply for its IC gold card or platinum card, both of which are UnionPay single currency. If you want to use it abroad, it is recommended to apply for the World Travel Card Platinum MasterCard. This card can not only be used domestically, but also abroad. It can be used at merchant ATMs with the MasterCard logo abroad.
2. If the credit card is stolen by others:
If the CCB credit card is stolen by others, according to the policy, the bank has a lost card protection service, that is, if you apply for a credit card loss report, the bank will compensate you for a certain amount. The amount of loss, but there is a certain upper limit. If there are too many losses due to fraud, the bank will not compensate you in full and will have to bear the rest.
Although banks have protection policies, once fraud does occur, there is no way to prove that the money was not stolen by oneself. Generally, banks will not provide protection against lost cards, which means that it is best to only bear the responsibility yourself.
Therefore, it is recommended that if your credit card is found to have been stolen, you should immediately call the bank service hotline to apply for a loss report, and then follow the instructions of the bank service staff to try to collect evidence of theft. At the same time, it is necessary to report to the police in time. From the submission of materials to the bank and police station investigation, it generally takes a long time to get the results.