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Is China Merchants Bank Constellation Guardian Credit Card a Gold Card?

China Merchants Bank has launched a Constellation Guardian Credit Card. Many users don't know about the card's rating and activation related matters, so they came to consult Xiaobian. Below, Xiaobian will talk in detail about whether China Merchants Bank Constellation Guardian Credit Card is a gold card. How can I activate it successfully?

this credit card consists of 12 card faces with different constellations, focusing on protecting the rights and interests of treasure, and can provide the cardholder with a maximum health insurance premium of 1, yuan, which can protect the main cardholder against up to 65 major diseases. According to Xiaobian's understanding, the card belongs to UnionPay Gold Card. The specific judgment is based on the fact that the annual fee of the main card of the credit card application platform is 3 yuan/year, and the supplementary card is 15 yuan/year. If you don't open the card, you don't charge the annual fee. You can reduce the annual fee for the following year if you spend 6 times in the annual fee cycle, and the amount and form of consumption are unlimited. China Merchants Bank Constellation Guardian Credit Card is also implemented according to this standard. Moreover, the credit card gold card quota of China Merchants Bank is generally between 1, yuan and 5, yuan, and the bank will comprehensively determine the final quota according to the credit conditions provided by the applicant. Many friends who have done this credit card generally have a quota of 2, ~ 3, yuan, which is higher than that of ordinary cards, but lower than that of platinum cards. Therefore, China Merchants Bank Constellation Guardian Credit Card is a gold card, which can reduce the annual fee by swiping the card. As long as the number of swipes is enough, there is basically no annual fee pressure, and the card quota is usually more than 1, yuan. Although the quota is not particularly high, it is still enough for many card friends.

China Merchants Bank Constellation Guardian Credit Card supports new customers to apply for cards, and old customers can also apply for cards, and different activation methods of customer identities are also different. New users mainly depend on the channel of card application. Online card application of China Merchants Bank is sometimes an online appointment, and the card application is made by a salesman at home, usually at the work unit. In fact, it is similar to the process of applying for a card at an outlet, and it has been signed in person. Just call the reserved mobile phone number to activate it after the card is issued. If you apply for a card at the outlet of China Merchants Bank, because it has been signed below the line, after you get the credit card, you can also dial the phone on the back of the credit card directly with your mobile phone to activate it. When an old customer activates his card, no matter what channel he uses, he can call the service hotline of the issuing bank with the reserved mobile phone number and activate it according to the voice prompt, or activate it online on WeChat WeChat official account or China Merchants Bank Credit Card official website.

The above is the introduction of China Merchants Bank Constellation Guardian Credit Card. Users can submit applications according to their actual needs and repayment ability, but when choosing the activation method, they should pay attention to choosing the correct method to activate, otherwise the activation will easily fail.