The repayment date for China Construction Bank credit cards is not uniform across the country. The repayment date for CCB credit cards is the 20th day after the credit card statement date. The CCB credit card statement date selection range is: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27 of each month. Generally, the statement date can be modified once a year. The repayment date is 20 days after the bill date.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can A quasi-credit card that deposits a certain amount of reserve fund and can be overdrafted within the specified credit limit when the reserve account balance is insufficient for payment.

The credit card repayment date, also known as the credit card repayment due date, refers to the last date when the credit card issuing bank requires the cardholder to repay the amount due. In other words, after the card issuing bank issues the bill, you should repay it when it is due. Pay off all your previous expenses before the payment date. In fact, the repayment due date is the last day of the interest-free repayment period. Repayments before this date are interest-free. Overdue interest and late payment fees will be charged. The interest-free repayment period is different for each bank. The repayment due date is also called the final repayment date. If you do not repay in full before the repayment due date and do not choose the minimum repayment amount on your credit card, the penalties you may face are: all consumption funds will no longer be available. Enjoy the interest-free repayment treatment. The bank will calculate interest on a daily basis from the day of consumption, using the consumption amount as the principal. The daily interest rate is 0.05% and compound interest will be charged on a monthly basis; upon receiving a reminder call or reminder letter from the bank, ; Freeze your account and feed your debt record to the People's Bank of China to record it in your credit file, which will affect your personal credit; If you really don't have enough money to repay in full on the due date, please choose a credit card Repay with the minimum repayment amount. If you repay in this way, you only need to repay 10% of the total cost in each installment. In this way, although there is no interest-free repayment period, personal credit will be avoided.