If you are applying for a China Merchants Bank credit card, your card usage record will need to be reviewed to increase the fixed limit. Our bank will also proactively increase the fixed limit from time to time for cardholders with good card usage records. How much can the limit be increased? System review shall prevail. You can also try to apply through the following channels:

1. After logging in to mobile banking, click "My → All → Credit Cards → Limit → Fixed Limit", click "Apply to increase the fixed limit", and you can try Adjust the height. The adjustment range shall be subject to system display review.

Warm reminder: If "Sorry, you are temporarily unable to increase the fixed limit" is displayed under "Fixed Amount", it means that you cannot apply for an increase at the moment. It is recommended that you try to apply after using the card for a while.

2. After logging in to the public version or professional version, click "Account Management" - "Account Limit Management" - "Fixed Limit Adjustment" to apply;

3. Call the credit card customer service hotline and press You will be prompted to select 2-3-2 to apply.

4. After logging in to Mobile Life, select "My → Credit Line" or "Selected → All → Line Management" to try to apply.

If the application for a fixed limit fails, you can also try to apply for an increase in the temporary limit through the following channels (except commercial cards):

1. Online banking (after logging into the public version or professional version of online banking, Select "Account Management→Account Limit Management→Temporary Limit Adjustment");

2. Customer service hotline (call the credit card customer service hotline and follow the prompts to select 2-3-1 to apply);

3. Mobile banking (after logging into mobile banking, click "Home → All → Credit Cards → Limit → Temporary Limit" to apply);

4. After logging into Mobile Life, select "My → Credit Limit" Or "Select → All → Quota Management" to query and adjust temporary quotas.

Suggestions that will help increase the credit limit: use more credit cards to reflect the need for increased credit limit; make purchases with multiple merchants and types, through different channels at home and abroad, online or POS machines; pay attention to the repayment date, and make timely payments Repay; maintain good consumption and card usage habits.

(Response time: April 26, 2020, please refer to the official website of China Merchants Bank for the latest business changes)