It's 50000 yuan. According to the inquiry of China Merchants Bank, the maximum amount of black gold card for China Merchants Youth Card is 50,000 yuan. China Merchants Youth Card Black Gold Card is a credit card product launched by China Merchants Bank, mainly for young people under the age of 30. The card has a gold card level, and the annual fee is 100 yuan per year, which is unconditionally reduced in the first year, and the annual fee for the following year is exempted after swiping the card for 6 times.