No. Many credit cards in a bank share a line. If you open a card, there will be an annual fee. If a card is not used, it will only generate an annual fee and will not affect the withdrawal. Therefore, using multiple credit cards at the same time every month does not help to withdraw cash. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a kind of card that you can enjoy interest-free period by spending first and then repaying, and spending in advance with bank funds.