The credit card is a dual-currency credit card. You can pay in RMB with UnionPay at home and abroad, and you can also pay in US dollars abroad.

The first line indicates the RMB circulation limit.

The second line of small print indicates the dollar limit of the credit card.

Dual-currency credit cards can be used for overseas consumption, which brings convenience to people’s consumption settlement when traveling abroad. Let RMB and foreign currencies be freely convertible within a certain amount.

Extended information:

Features of dual-currency credit card:

1. No deposit is required to make overdraft purchases, and you can enjoy interest-free for 20-56 days No interest will be charged for on-time repayment (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, as well as a 2% handling fee. Industrial and Commercial Bank of China will waive the handling fee for cash withdrawal and only charge interest).

2. Swiping your card when shopping is not only safe and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to your credit file, which will benefit you throughout your life.

5. It is accessible nationwide and you can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption. It is best not to withdraw cash. The cash withdrawal fee is very high. Very uneconomical)

6. Spend by swiping your card, some credit cards can collect existing points, and there are various discounts and lottery activities throughout the year, so you can always be surprised as long as you use the card; (most credit cards do not have points for online payment, But online shopping and payment are very convenient and fast)

Baidu Encyclopedia-Credit Card Dual Currency Credit Card