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The ICBC credit card limit is 28,000, but the credit limit is only 21,000. What’s going on?

The credit limit is determined according to the user's credit status. For example, the user's credit record, income status, occupation, etc. are all very important factors that affect the credit limit, so the credit limit may be lower than the maximum limit. . The ICBC credit card limit is generally set to a maximum of 30,000 yuan, and there is usually a credit limit.