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How to see if a credit card is a dual-currency credit card?
Look at the number of card organizations on the right of the bank card.

Only UnionPay, or visa, Master, means a single currency card; If there are two card organizations, it is usually UnionPay +visa, or UnionPay+MasterCard is a dual-currency card.

There are two kinds of dual-currency bank cards, one is dual-currency credit card, which can be used for overdraft consumption, that is, using the bank's money first and then repaying it; One is a dual-currency debit card, that is, a dual-currency savings card. You can only spend Cary's money.