1. Why does my credit card (debit card) show that it has been cancelled?

If the credit card (debit card) shows that it has been canceled, it is probably due to the following reasons:

1. The customer did apply for cancellation before, but later forgot I thought the card had not been canceled yet.

2. The credit card (debit card) failed to repay on time and became overdue, and the customer kept delaying the repayment. The overdue situation was so serious that the bank could not even contact anyone, so the card was It was written off and the amount owed was recorded as a bad debt.

Everyone needs to note that if the card is canceled on your own initiative, it will not cause any adverse effects. But if it is canceled by the bank because it is overdue, the customer must pay off the debt in time and build up his credit in the future.

2. Why was the loan canceled?

Alert status?

If there is an early warning, it should be lifted. Account cancellation is a follow-up issue. It is impossible to just leave it there if there is an early warning. If an early warning status occurs, it should be that the card has not been used for a long time, there are few active accounts, and the balance of the card is not large. Generally, the account system will automatically cancel the account in this case.

There are still accounts that require account verification. Transactions without verified accounts will also be restricted

3. The loan card has been canceled

The loan card has been canceled without annual review. It is considered a logout and can be ignored. But if you want to use it in the future, you will have to apply to the People's Bank of China again. The procedure is a bit cumbersome, so it is recommended that you keep your loan card valid. Unless you really don’t do credit business again in the future. Additional explanation: Loans, issuing bank acceptance bills, signing commercial acceptance bills, handling bank acceptance bill discounts, etc. are all credit businesses.

4. What does it mean to close a bank loan account?

The abbreviation of the account. When an organization cancels, merges or transfers an account, it should go through the account cancellation procedures with its account opening bank.

When canceling the account, the unit must check the balance of the deposit (loan) account with the bank, and then use the relevant vouchers issued by the unit to provide important vouchers for the balance of the deposit (loan)