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After using the CITIC Bank credit card for cash installment business, what should I do if I don’t keep the consumption voucher?

There is no consumption voucher for credit card cash installment. It is recommended that users can solve the problem in the following two ways.

1. Users can contact the merchant to re-issue a consumption voucher based on their previous consumption records.

For online consumption, you can directly intercept the bill. For offline consumption, you can ask the merchant to issue a receipt, and handwritten receipts are also acceptable.

2. You can upload other consumption records as consumption vouchers, as long as they are consumption incurred after the credit card cash installment, including various types of consumption invoices, receipts, and transaction contracts for daily offline and online consumption. , consumption screenshots, and consumption bills can all be used as consumption vouchers.

After the user uses a credit card for cash installment consumption, the bank will ask the user to upload the consumption voucher in order to ensure that the funds are used for consumption. If the bank verifies that the cardholder has not uploaded it within the specified time, Consumption voucher, then the bank will regard the user as misappropriating the funds for other purposes, thus requiring the cardholder to settle the credit card installment amount in advance at one time, which will increase the repayment pressure of the cardholder.

There are now many online loan big data systems that can provide online loan record inquiries. In "Changbai Data", you can query important data information such as online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit limit, etc.

Extended information:

What should I do if I cannot pay back the Bank of China consumer loan?

If the Bank of China consumer loan cannot be repaid, users can apply to Bank of China Consumer Finance for negotiated repayment.

After submitting the application for negotiated repayment, Beijing Bank Consumer Finance will review the user. After passing the review, the user can repay according to the negotiated agreement.

If you fail to pass the review, you must pay off the overdue debt as soon as possible, otherwise you will encounter collection through text messages and phone calls.

In addition, if the Bank of China consumer loan is not repaid, there will be overdue records on the credit report. Overdue records will be kept in the credit report for a long time, which will prevent users from applying for other loans in the future.