Guangfa Bank is one of our common commercial banks and has issued many credit cards. Every time I see something I like, I want to apply, but applying for a credit card is not 100%. Pay attention to certain methods and skills when applying for a credit card. If you want to apply for a credit card better and faster, and apply for a satisfactory amount, the channels and methods for handling the card are very important. Let's have a look!
Guangfa credit card application channel
1. Handling at the bank counter: You can directly handle the credit card at the counter of the nearest bank outlet, just fill in the application form with your certificate.
2. Direct selling: This is the so-called "roadside stall", which is usually displayed by Guangfa salesmen on the spot and can guide you to handle it on the spot.
3. Telephone reservation: Log in to the credit card processing section of official website Guangfa Bank, leave your contact information, and a salesman will come to handle the card for you.
4. SMS processing: the mobile phone directly sends the SMS "BK" to 95508, and a card processing specialist will contact you.
5. Handling in official website: You can directly log in to official website of Guangfa Bank, select your favorite card on the card handling page and apply online.
6. Tripartite platform: Now many tripartite platforms can also apply for credit cards, such as WeChat, Alipay and Weibo, but the types of cards are limited. See if there's anything you want.
Credit card application method of Guangfa Bank
1. The information applied for must be true and complete. On the premise of ensuring authenticity, personal information can be properly beautified, which is conducive to the examination and approval of the card amount.
2. If you have proof of assets such as real estate or automobile production, don't be stingy, be sure to take it out, which is very helpful for the card limit.
3. If the card is rejected, don't apply frequently. It is recommended that the interval be about 3 months. In the meantime, you should take good care of your personal credit information.
4. Choosing the right card is one of the important factors for card approval. Generally, co-branded cards will be easier to take off, and then cards with lower grades will be easier to take off.
Here is to introduce the credit card application channels and methods of Guangfa Bank. I believe that it is not difficult to apply for a card in the above way!
Guangdong Development Bank Credit Card Application Processing
1, the computer opens the browser, Baidu searches Guangfa Bank, and then click to enter official website.
2. After entering official website of Guangfa Bank, click the credit card at the top.
3. After clicking on the credit card, click on the credit card application.
4. After entering the credit card application page, click Apply Now.
5. Enter the application page and fill in the information according to the prompts. After submitting the application, the bank will send the card.
Guangfa Bank: How to apply for a credit card online?
1. Search for "Guangfa Bank" to open official website of Guangfa Bank, and click Apply for Credit Card.
2. Select the type of credit card you want to apply for. For example, choose Guangfa Smart Card.
3. Is it necessary to issue an ordinary card if the application for a gold card does not meet the processing conditions? This one should be chosen according to your actual situation.
4. Click Next to view and read the personal agreement. It should be noted that the option of applying for Guangfa Credit Card for the first time is different from the existing Guangfa Credit Card.
5, and then continue to choose the way to send bills, here we recommend that you choose email reception, because it will be more convenient to check.
6. The next step is to choose the installment business of GDB card. If you choose automatic installment, every consumption exceeding 500 yuan will be automatically installment, and you need to pay the installment fee every month. Choose according to your actual situation. After the selection, enter my mobile phone number, get the verification code, and then fill in and submit the application.
How about the credit card of Guangfa Bank?
Relatively speaking, commercial banks are easier to handle than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and processes. Credit cards of China Merchants Bank, Bank of Communications, CITIC and Guangfa are easier to handle than those of the four major banks.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
1. China Merchants Bank Credit Card
The best credit card of China Merchants Bank is YOUNG Card, a credit card product tailored for the younger generation. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts.
Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.
2. Bank of Communications Credit Card
It is often recommended to apply for the Y-power card of Bank of Communications, and the withdrawal amount is 65,438+000%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.
The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.
3. Ping An Bank Credit Card
Ping An Bank has also expanded rapidly recently to support the insurance policy. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit card are not outstanding. However, the owner card of Ping An Bank is very powerful for the owner, because there are many gas concessions.
4. CITIC Bank Credit Card
It is recommended to apply through the internet, which is quite efficient. Generally, short messages will be accepted by banks within 24 hours. Auditing information is simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.
Citic's credit card has more powerful activities from time to time. In recent years, the "9-point exchange" activity has a good reputation, but it has been spit out by everyone because of the adjustment of strategy. However, I still recommend its Platinum Card and JD.COM White Card.
Verb (abbreviation of verb) Guangfa Bank Credit Card
Guangfa is known as an iron rooster, mainly because the quota is difficult to mention, but there are still many preferential activities. The best credit card of Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.
6. China Everbright Bank Credit Card
It is easy to apply for a card, and the amount is high. You can apply for an adjustment of the quota for half a year, and generally increase it by 1 times at a time. The best thing is that there are many points activities, often several times as many as sending points, and online transactions are also counted as points.
In fact, at present, as long as your credit qualification is good enough, apply for a credit card in any bank, repay the loan in time, and use the card reasonably, the quota will go up.
So much for the introduction on how to apply for the credit card of Guangfa Bank.