1, installment loan
If users own their own property locally, they can apply for this loan product. The maximum loan amount can reach 654.38+million yuan, which can be used for operation, turnover or investment. After obtaining the loan funds, the loan principal will be repaid in equal installments, up to 65,438+00 years.
Long term: the longest loan term can reach 10 year;
Convenient repayment: innovative staging, at least half of the principal needs to be repaid during the loan period, and the remaining principal needs to be repaid when it expires.
2. Easy loans
"Easy mortgage loan" is a product specially designed for small business legal persons or individual operators who take real estate as mortgage. The borrower can recover the loan funds within the agreed amount, period and time. The highest product amount is 6,543,800 yuan, which is also a relatively large loan.
Long term: the longest loan term is 3 years, and the longest mortgage term can reach 10 year;
Cost saving: interest is calculated on a daily basis, and it is repaid as you borrow it; There is no need for a credit line and no extra cost.
3. Cloud loan
"Cloud mortgage" is an online application and online evaluation mortgage loan product issued by the bank for individuals with their own high-quality houses, with a maximum amount of 8 million yuan.
Fast approval: release the quota in 3 minutes at the earliest, and release the loan in one day at the earliest;
Low interest rate: the annual interest rate is as low as 4.35%, and the minimum daily interest per ten thousand yuan is only 1.2 yuan;
Long-term: the longest term is 10 year;
Flexible repayment: repayment with the loan or by installments (the total amount of principal to be repaid in equal amount every month should be at least 30% of the loan amount, and the remaining 70% should be repaid when due).