Is there a handling fee for buying a conversion fund? Maybe some people are already familiar with some knowledge about fund conversion, but there are still some points that need special attention. The following are the purchase and collection fees of the conversion fund brought by Bian Xiao. I hope you like them.

Is there a handling fee for the conversion fund purchase?

Fund conversion generally does not require additional handling fees. Fund conversion is divided into ordinary conversion and advanced conversion. Because there is a price difference every time the fund is converted, the fund conversion may make up the price difference, but this fee is not extra. If the subscription rate of transferred-out funds is higher than that of transferred-in funds, the supplementary fee will be zero.

Conversion fee for general fund = subscription price difference+redemption fee for transferred-out fund; Handling fee for early conversion = redemption fee at the time of transfer+subscription fee at the time of transfer.

For example, investors subscribe for 1 0000 copies of a fund at the price of1yuan, and the subscription fee is 0. 15% of the transaction amount, that is, 10000 yuan ×0. 15% = 15 yuan. After 1 month, the net fund value is 1.5 yuan, and the redemption fee is 0.5% of the transaction amount, that is,1.5×10000× 0.5% = 75 yuan.

If converted into Fund B, the subscription fee of Fund B is 0. 14% of the turnover, that is, 0. 14%× 15000 yuan =2 1 yuan. Since the subscription fee of Fund B is 0.0 1% less than that of Fund A, it is necessary to make up the difference. The handling fee for advanced conversion is 75 yuan +2 1 yuan =96 yuan.

Is there a charge for fund conversion?

When investors think that the fund market outlook is not good, they can take redemption operation or fund conversion operation. In the fund conversion operation, a certain fee will be charged, which consists of the redemption fee of the transferred-out fund and the replenishment fee of the transferred-in fund.

When the subscription rate of the transferred-out fund is lower than the subscription fee of the transferred-in fund, the fee will be charged according to the difference of the subscription fee calculated by the transferred-out fund amount. When the subscription rate of the transferred-out fund is higher than that of the transferred-in fund, no make-up fee will be charged.

For example, Xiao Li bought 65,438+ten thousand copies of Fund A at the price of 1 yuan, and the subscription fee was 0. 15% of the turnover. After 1 month, the net value of the fund is 1.5 yuan, and the redemption fee is 0.5% of the turnover. If it is converted into Fund B, the subscription fee of Fund B is 0. 14% of the turnover, and the subscription rate of Fund B is lower than that of Fund A, then the fund conversion fee charged by Xiao Li is =1.5×10000× 0.5% = 750 yuan.

Is there a handling fee for switching funds?

There are two ways of fund conversion, one is advanced conversion and the other is ordinary conversion. Different conversion methods have different rules for charging fees. The conversion fee for the general conversion of the Fund is charged according to the subscription fee+redemption fee for the transferred fund; Advanced conversion consists of redemption fee and subscription fee, which is charged according to the redemption fee of the transferred fund+subscription fee of the transferred fund, and there is no other extra handling fee.

How much is the handling fee for fund conversion?

Generally, the conversion rate set for fund conversion is11000, and the conversion fee = the redemption fee of the transferred-out fund+the payment of the original subscription fee of the transferred-out fund. For example, the value of the conversion fund you apply for is 1 1,000 yuan, and you only need to pay the handling fee of 1 yuan when converting. If the converted fund value is 10000 yuan, then you only need to pay the conversion rate of 10 yuan. Compared with fund conversion, the fund redemption and subscription rates are 5% and 1.5% respectively. If investors sell 1 000 yuan of fund assets, they have to pay 20 yuan's redemption and subscription rate, which is 20 times the conversion fee. The advantage of fund conversion is that the whole process only charges a little conversion fee, which is relatively low, but the fund conversion also has disadvantages, because the funds that can be converted to each other are still limited.

Which is more cost-effective, fund conversion or selling?

Fund conversion is more cost-effective, and the fund conversion fee = redemption fee of the transferred fund+conversion supplementary fee. For example, when the subscription fee of Fund A is higher than that of Fund B, only the redemption fee of Fund A will be charged; When the subscription rate of Fund A is lower than that of Fund B, after the redemption fee of Fund B is charged, the difference between the subscription fees of the two funds needs to be added. Fund purchase requires subscription fee, which varies according to the transaction amount. The larger the transaction amount, the lower the charging standard. There is a redemption fee for selling funds, which varies according to the holding time. The longer the holding time, the lower the handling fee, even 0.