Currently, the annual interest rate for provident fund loans with a term of less than 5 years (including 5 years) is 2.75%, and the annual interest rate for a provident fund loan with a term of more than 5 years is 3.25%.

China Merchants Bank in some cities provides provident fund loans. You can call 95555 from 8:30 to 18:00 and select "2 Manual Service - "1" Personal Banking Business - "4" Personal Loan Business to enter the manual service to provide loan cities and their uses for detailed information.